Workplace Injury Attorney
Have you been hurt on the job in Fort Lauderdale? If so, you could be entitled to money through the workers’ compensation system or a third-party claim. Unfortunately, many workers find that getting the accountability and support they deserve is more complicated than it should be, which is why many turn to experienced attorneys for help.
At Phillips | Tadros, P.A., our work injury lawyers have more than 40 years of combined experience helping workers in Fort Lauderdale, Broward County, and Southeastern Florida. We have the skills and resources to investigate an on-the-job accident thoroughly, determine what compensation you could be owed, and pursue the total amount you need as aggressively as it takes. Contact us today to get started with a free consultation with a Fort Lauderdale work injury lawyer.
Common Types of Workplace Injuries in Florida
While accidents can occur at any workplace, the nature and severity of occupational injuries vary considerably among different industries, roles, and locations. Common workplace injuries in Florida include:
- Head and neck injuries
- Traumatic brain injuries (TBIs)
- Back and shoulder injuries
- Spinal cord injuries (SCIs)
- Partial or total paralysis
- Dislocated or broken bones
- Permanent scarring or disfigurement
- Amputation and loss of limb
- Bruises, lacerations, and puncture wounds
- Shocks, burns, and exposure injuries
- Soft tissue strains, sprains, and tears
- Post-traumatic stress disorder (PTSD)
What Does Florida Workers’ Compensation Cover?
Florida requires most employers with four or more employees to provide workers’ compensation insurance, which guarantees no-fault benefits covering certain costs for workers who get hurt on the job. Workers’ comp benefits are usually available to all eligible, regular employees, including full-time and part-time workers.
The value of your unique workers’ comp claim will vary depending on the nature of your injury or illness and the amount of time and medical treatment you need to recover. At a minimum, your workers’ comp benefits should cover the full cost of any medical care necessitated by your on-the-job injury.
Workers’ comp can also provide wage replacement and disability benefits if your work-related condition temporarily or permanently prevents you from resuming your usual job duties. The key types of wage replacement and disability benefits are:
- Temporary Total Disability (TTD) Benefits
You could be eligible for TTD benefits if you miss work while you recover from a work-related injury or illness. TTD benefits are unavailable for the first seven days after the workplace injury, but if your condition prevents you from working for at least 21 days, you can get retroactive TTD payments for the first seven missed days. The value of TTD benefits is typically two-thirds of your average weekly wage (AWW), up to certain statewide maximums. However, if you sustain a particularly severe injury, such as paralysis, you could receive up to 80 percent of your AWW in TTD benefit payments. You can collect TTD benefits until your doctor says you can return to work, you reach maximum medical improvement (MMI), or you have collected benefit payments for 104 weeks.
- Temporary Partial Disability (TPD) Benefits
If you have yet to reach MMI, but your doctor says you can return to work with certain restrictions, you might be eligible for TPD benefits. TPD benefits cover up to 80 percent of the difference between your current wage and 80 percent of your pre-accident AWW. These benefits are also available for a maximum of 104 weeks by law.
- Permanent Impairment (PI) Benefits
Your doctor should evaluate your condition once you have reached MMI, or your TTD or TPD benefits are set to expire within six weeks even though you have not reached MMI. If you have a permanent impairment but can still work, your doctor should assign you an impairment rating, which is expressed as a percentage used to calculate PI benefits. Your PI benefits are equal to 75 percent of the TTD benefits you received previously, and you can collect payments for up to three weeks for every percentage point of your impairment rating.
- Permanent Total Disability (PTD) Benefits
If your doctor determines that your impairment is severe enough to prevent you from doing any work, including sedentary jobs, you might be eligible for PTD benefits. Certain types of particularly severe injuries, such as limb amputations and traumatic brain injuries, automatically qualify as permanent and total disabilities in Florida. Your PTD benefits are equal to the amount you previously received in TTD benefits. Payments will continue until you reach 75 years of age or for the rest of your life if you are not eligible for Social Security benefits.